Cheapest Motor Trader Insurance 4 U
If you work in the motor trade in any capacity, motor trader insurance is for you. Motor trader insurance is designed to protect all people working in the motor trade, whether they work with motorbikes, cars, tractors, trucks or any kind of commercial vehicle. All trades are eligible for motor trader insurance, whether you work in repairs or in sales, and all kinds of business are eligible, from sole traders to large enterprises.
There are different types of motor trader insurance. They offer different levels of cover and the choice of cover will depend on your particular trade and your needs, as well as your budget. Our teams of experts have a depth of knowledge and many years of experience of motor trade insurance, which we put to use when we serve our customers. Use our expertise and we can help you find the cheapest motor trader insurance that matches your needs.
Third party only motor trader insurance is the most basic kind of motor trader insurance. This level of cover is a legal requirement for all road users in the UK and is also a legal requirement if your trade involves the buying and selling of motor vehicles, the repair, servicing or restoration of motor vehicles (including bodywork, painting, fitting, engine tuning and car washing), or are simply the owner of a garage or MOT service station.
Third party only motor trader insurance covers you for any damages to a third party or their property caused by any motor vehicle that is part of your business. Third party fire and theft motor trader insurance includes third party only cover and also covers you for damage to your business caused by fire and any theft of vehicles from your business. A fully comprehensive motor trader insurance policy will provide you with even more cover, including cover for any damage to the vehicles that are associated with your business.
If you run a motor trade business that employs other people (doing repairs, restoration work or servicing for instance) or allows the general public onto your premises in the course of your work (such as a garage showroom), there are other types of motor trader insurance that are essential for your business. Public liability insurance is intended to give you cover should any member of the public have an accident when visiting your premises, whilst employers liability insurance will cover you for any accidents that may happen to the staff in your employment.
Another type of motor trader insurance that’s worth considering is product, sales and service indemnity. This will protect you from any mishaps arising out of what you sell or the repair work you carry out. For example, a customer may challenge you if a product does not match the product description, whilst you may be simply passing on information given to you by the manufacturer. As another example, a customer may be involved in an accident and claim this was a direct result of the repair work you have carried out. Indemnity insurance will give you protection for these kinds of situations and will include a certain amount of legal expenses cover should you have to go to court.
To find the cheapest motor trader insurance for your needs, use the online form stating your requirements and we will save you time and money by applying our expertise to provide you with a quote.
