Get A Motor Trader Insurance Online Quote

Motor trader insurance is essential if you own a business in the motor trade or you work in some capacity in the motor trade on a self-employed basis. Motor trader insurance is essential to protect your livelihood in the event of an accident to your tools, vehicles or premises, or should you sustain a personal injury. Any accident or injury could have an adverse effect on your business and may mean you are unable to work for a period of time. Adequate motor trader insurance will give you full protection should this happen.

Motor trader insurance is also an essential requirement if you are a business owner and want a loan from your bank. Your business manager is unlikely to grant you a loan if you can’t show you have measures in place to protect your business and your finances should your work suffer an interruption because of accident or injury.

Our teams of expert advisers have many years of experience of the motor trade and the world of motor trader insurance. We can find the cheapest motor trader insurance online quote that matches your specific needs. To provide you with an accurate quote, we need sufficient information about your needs as there are different types of motor trader insurance available.

Motor trade insurance online quote can be tailored to match your working environment and the kind of work you do. Even if you work as a valet, shampooing and cleaning cars, you will be eligible for a type of motor trader insurance. Electricians, tuners, body repairers, exhaust fitters and anyone working with motor vehicles of any kind can take out motor trader insurance specially adapted to their situation, the tolls they work with, and the kind of accidents that can happen. Accidents can happen even in the safest of environments and personal injury can prevent you from working, so if you are a self-employed worker in the motor trade it’s vitally important to protect yourself with motor trader insurance.

The most basic kind of motor trader insurance is third party only insurance, which protects you should your vehicle cause damage to other road users. All road users in the UK are legally required to have this cover as a bare minimum. A third party fire and theft policy gives you added cover, protecting you should your vehicle be damaged by fire or stolen. If you want full cover for your vehicles, the type of motor trader insurance you need is a fully comprehensive policy, which will cover you for damage to any of your vehicles or to your person as the result of an accident.

A fully comprehensive motor trader insurance policy can include various add-ons which you may want to pay that little bit extra for to give you peace of mind. You may want it to include a comprehensive breakdown cover, protecting you should your vehicle develop a mechanical fault and you are unable to get to your work place for example. A certain amount of legal expenses cover will be included as standard, covering you should you need to take legal action to claim compensation from other road users. This can be extended according to your requirements.

Owners of garages and car showrooms will have different needs to tuners and body repairers. If you own a business in the motor trade, including car sales, repair shops, garages and so on, your best bet for adequate motor trader insurance is a combined policy which will include all of the above and more.

A combined motor trader insurance policy will include employer’s liability (protecting you should any member of staff in your employment suffer injury as a result of an accident); public liability (protecting you should any member of the general public receive an injury when on your premises), and also some kind of indemnity insurance, protecting you if someone receives faulty goods for example.

If you want to apply for a motor trader insurance online quote, please fill in the online form. Our expert advisers will apply their expertise to finding you the cheapest motor trader insurance that matches your situation and your particular needs.